Integrated Payment Solutions

Simplify the complex world of campus payments

Integrated payment solutions

Improve the student experience and streamline campus operations with a dynamic payment platform. Transact Payments, formerly Cashnet, simplifies core areas of your financial services operations including payments, commerce, and bill presentment.

Simplify the complex world of campus payments

Simplicity

Robust ERP integrations provide centralized back office features with a 360 view of activity on campus. Users have access to comprehensive tools for reconciliation and reporting, dispute resolution management, customer support via the Customer Research Center and virtual support with user emulation tools.

Clarity

Transact provides a single online platform for payments. The student account dashboard provides students and parents online access to manage payments, receive bills, view statements and tax forms, and receive account notifications.

Accessibility

With Transact’s modern, flexible, and accessible solutions, students don’t have to rely on confusing, antiquated technology to figure out their financial obligations. Without that burden, students can enjoy their college experience that much more.

Integrated payment solutions
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One solution with many possibilities

Tailor the capabilities that work best for your campus

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Payment Processing

Payment Processing

Control how you manage convenience fees. Process payments with web-based, multi-layered security and privacy features designed for higher education.

Over 700 colleges and universities trust our solutions for their payment processing needs. See which option works best for your institution.

Payment Solutions
SmartPay CampusPay
SmartPay
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Eliminates the costs of accepting card payments, enabling you to retain 100% of billed tuition and fees.
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Saves time coordinating with multiple banks and services, providing quick distribution of funds.
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Centralizes reporting across revenue centers for higher visibility of activity.
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Protects your payer information with Level 1 PCI-DSS compliant tools.
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Streamlines reconciliation of accounts including ACH and card payments.
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Dedicated customer service for students and their payers.
Campus Pay
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Enables institutions to absorb processing fees for students and lower tuition and non-tuition costs.
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Saves time coordinating with multiple banks and services, providing quick distribution of funds.
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Centralizes reporting across revenue centers for higher visibility of activity.
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Protects your payer information with Level 1 PCI-DSS compliant tools.
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Streamlines reconciliation of accounts including ACH and card payments.
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Dedicated customer service for students and their payers.

ePayment

ePayment online campus payment solutions help schools securely automate how payments are collected across any device. A web-based student dashboard provides full accessibility to complete payments, view transaction history, and account profile details. This translates to shorter lines in the bursar’s office and cost saving by removing the need to process paper checks.

ePayment Solutions
Administrator Benefits Student Benefits
Administrator Benefits
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Lower PCI scope with PCI Level 1 validated payment processing solutions to provide peace of mind.
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Market leading integrations with ERP, Student Information Systems (SIS), and financial applications.
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Accept a variety of tenders including credit cards, ACH, campus cards, 529 plans , International Funds Transfer (IFT), and ApplePay.
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Virtual tools for staff to provide remote support and assistance via User Emulation and Customer Research Center components.
Student Benefits
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Hassle free international payment processing.
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Account notifications via text, email, and the Student Account Online dashboard.
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Recurring auto-pay features to help ensure students do not miss their due dates.
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FERPA compliant parent PINs support.
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Payment Plan options with integration to Payment Plans by Transact.
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Support for GradGuardTM Tuition Insurance.
Secure paymentsPayment Solutions

Optional enhancements

Payment Solutions - Optional enhancements

Payment Processing

Control how you manage convenience fees and process payments via credit card or ACH at competitive rates

Payment Solutions - Optional enhancements

Payment Plans

Flexible tuition plans help your students manage the growing costs of higher education. Choose between full-service or software-only payment options.

Payment Solutions - Optional enhancements

529 Plan integration

Enable students and parents to make payments from a supported 529 account.

Payment Solutions - Optional enhancements

eBill

Automate bill and tax form presentment, delivery, and notification.

Payment Solutions - Optional enhancements

eRefund

Electronic Processing for financial aid and other types of refunds.

Payment Solutions - Optional enhancements

International Funds Transfer (IFT)

Accept international payments through your student portal and web stores.

eBill

Provide students and authorized payers convenient, 24/7 viewing access to statements with automated bill presentment. Transact integrates with your online student dashboard to automate how bills are presented and help reduce time spent processing paper bills. Integration with our payment services provides schools with comprehensive electronic bill presentation and payment solutions.

eBill
Administrator Benefits Student Benefits
Administrator Benefits
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Improve customer service and dispute resolution with simulated view options that show bills as they appear to students and payers.
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Automate notifications of bill availability for students and payers, helping you deliver a better customer experience.
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Provide secure presentation and storage of static bill details.
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Reduce labor and postage costs associated with printing and mailing bills.
Student Benefits
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Provide secure, easily accessible information via the Student Account Online.
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Offer alerts regarding bill availability via text, email, and student web portals.
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Grant a comprehensive view of all account information, billing history, and charge details.
Secure PaymentsPayment Solutions

Optional enhancements

Payment Solutions - Optional enhancements

Dynamic Bill

Your students can view real-time account activity in their personalized web portal— including financial aid.

Payment Solutions - Optional enhancements

1098-T & 1098-E

Give your students the ability to view and download their tax forms electronically, reducing staff time and costs spent printing, mailing, and filing paperwork.

eMarket

Expand your web presence without the need for valuable campus IT resources. Provide students 24/7 access to complete purchases for retail, food, education, and recreation-related items across campus.

eMarket Solutions
Digital Commerce Solutions
Digital Commerce SolutionsStorefront

Your store's front end, utilizing templates for easy setup and deployment. Rapidly create and manage multiple Storefronts from a centralized back office. Control your items, branding, store colors, and categories.

Digital Commerce Solutions
Digital Commerce SolutionsCheckout

The eCommerce payment engine. Checkout integrates with Storefront to accept payments via credit and debit cards, ACH/EFT, ApplePay, and International Funds Transfer (IFT).

Digital Commerce Solutions
Digital Commerce SolutionsThird-party integration

Interested in integrating Transact payment processing with third party vendors? Checkout comes with a library of APIs for third party connections, enabling you to have streamlined eCommerce payment processing solutions across campus.

Administrator Benefits
Administrator Benefits
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PCI-DSS Level 1 validated payment processing to ensure peace of mind.
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24/7 access to your customers via a mobile friendly eMarket website.
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Payment Processing tools for third party web stores.
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Tools for users to create, manage and operate stores with unique URLs.
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Processing for a variety of payment types, including foreign currencies.
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User configurable features to control website photos, content, and branding.
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Accessibility support for screen readers.
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Simplified web store navigation to support higher conversions.

Optional enhancements

Payment Solutions - Optional enhancements

Transact Mobile Payment for iPad

Take your eMarket store on the go with by turning your iPad device into a mobile cash register.

Payment Solutions - Optional enhancements

Assisted Payments

Manage over-the-phone payments for your administrative offices and call centers.

Payment Solutions - Optional enhancements

Payment Processing

Control how you manage convenience fees and process payments via credit card or ACH at competitive rates

Cashiering

Securely manage over-the-counter tuition and non-tuition payments across campus, from the bursar’s office and recreational sports center, to the health center and housing office. Transact empowers you to accept payments via desktop and mobile workstations.

Payment Solutions
Administrator Benefits Student Benefits
Administrator Benefits
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Integrated, PCI validated processing solutions with CampusPay to reduce the cost of accepting card payments and streamline back-end reconciliation.
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Simplifies the handling of department deposit entries and receipts.
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Unlimited user licenses with centralized tools for issue dispute resolution, reporting and customer information.
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Market leading integration with a variety of ERP platforms to provide accurate student records and linked transactional history.
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Protection of personally identifiable student and payer information. Point to Point Encryption (P2Pe) lowers your PCI costs by as much as 70%.
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Streamlines processes for handling end-of-day balances and reconciliation with integrated payment processing and detailed reporting.
Student Benefits
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Expedited in-person payment experience.
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Flexibility to use various tender types such as cash, credit card, campus cards, and check.
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Real-time updates of account balances and payment history.
Secure PaymentsPayment Solutions

Optional enhancement

Payment Solutions - Optional enhancements

Transact Mobile Payment for iPad

Turn your iPad into a mobile cash register and accept electronic payments on-the-go.

eRefund

Simplify financial aid disbursements and credit balance refunds with digital solutions that provide added transparency. Transact integrates with your online student dashboard to provide centralized viewing and status notifications.

Releasing your students’ financial aid and general funds is as easy as 1-2-3

Payment Solutions - Refund
Students log in to the Transact Payments platform.
Payment Solutions - Refund
Students enter their bank account information to release funds.
Payment Solutions Refund
Students receive a disbursement notification via email and/or text when funds are on their way.
Administrator Benefits Student Benefits
Administrator Benefits
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Integration with campus ERP and Student Information Systems (SIS) help ensure accurate student records.
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Short processing time and disbursement of financial aid via ACH to expedite delivery and reduce the need for paper checks.
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Automated notifications and controls to view student refund enrollment status.
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User defined messages for students shared via a web portal message center, text, and email.
Student Benefits
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Secure, online enrollment portal with options to select direct deposit.
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Automated disbursement notifications shared via web, text, and email.
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Options to further manage refund enrollment and bank account parameters.
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Easily accessible on all devices.
Secure PaymentsPayments Solutions

Payment Plans

A powerful weapon in the fight against student debt.

The most successful payment plans provide instructions and support for first-time payers, give payers choices, are timed well with bills, and over communicate.

Campus Payment Plans

7 out of 10

payers agree that payment plans have significantly increased their chances of graduating on time with less debt.

84%

of users rate their payment experience as “excellent” to “fair”.

73%

of users said they are “very likely” to enroll in a payment plan again.

Source: 2019 Transact Payments-Payment Plan Enrollment Survey.

Payment plans for students

Student debt is on the rise. Paying for college is more challenging than ever. Payment plans can help students avoid student debt, and sign up takes only five simple steps.

Full-service Payment Plans My Payment Plan Promise to Pay
Full-service Payment Plans
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Immediate access to collected funds for your school.
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Customized plans covering tuition, housing, and meals.
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Simple enrollment process that reduces human error and administrative work.
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Detailed transaction and balance insights for students and staff.
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Accept credit cards, ACH, 529 plan, IFT, or campus cards.
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Dedicated customer support.
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Integration with your ERP and student information system (SIS).
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Free turnkey marketing services to encourage student and payer adoption.
My Payment Plans
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My Payment Plan is our software application that enables students and authorized payers to enroll in one or more payment plans at a time. Schools can design and manage their plans based on their administrative requirements.
Promise to Pay
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Promise to Pay is designed to bridge a gap for students waiting for their secured financial aid to be deposited in their accounts. By enrolling students in this program, you can enable them to register for classes while also increasing retention and providing more ways to pay.

Case Studies

University of the Pacific Streamlined On-the-Go Payment Acceptance

Student organizations reap the benefits of the simplified sales process and efficient payment acceptance.

Houston Community College moves to automated payment plans

Learn how Transact's Payment plan solution proved flexible and easy to integrate.

Lynn University leverages back-office integration to gain online payments

See why ePayment and eMarket solutions provide the highest level of security.